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Business Finance

Working Capital Calculator

Calculate your business working capital requirements, current ratio, and liquidity position. Assess your company's short-term financial health and operational efficiency.

Enter Financial Data

Fill in your current assets and liabilities to calculate working capital

Current Assets

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₹
Money owed to your business by customers
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Raw materials, work-in-progress, finished goods
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Prepaid expenses, advances, short-term investments, etc.

Current Liabilities

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Money your business owes to suppliers
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Loans and borrowings due within 12 months
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Accrued expenses, unearned revenue, taxes payable, etc.

Your Working Capital Analysis

Enter your current assets and liabilities to calculate working capital and liquidity ratios.

Working Capital Amount Current Ratio Financial Health Assessment

Working Capital Insights

  • Positive Working CapitalHealthy liquidity position
  • Negative Working CapitalPotential cash flow issues
  • Current Ratio > 2Very strong liquidity
  • Current Ratio 1.5 - 2Good liquidity
  • Current Ratio < 1Liquidity concerns
  • Industry BenchmarksVary by sector

Working Capital = Current Assets - Current Liabilities

Key Components Explained

  • Current AssetsConverted to cash within 1 year
  • Current LiabilitiesDue within 1 year
  • Cash & BankMost liquid asset
  • ReceivablesCredit sales pending payment
  • InventoryStock of goods & materials
  • PayablesSupplier credit

Optimal working capital management improves business efficiency.