EMI Calculator

Plan your loans with confidence. Calculate your monthly EMI, total interest payable, and total payment amount for home loans, car loans, or personal loans.

Enter Loan Details

Fill in the details below to calculate your monthly EMI

Loan Amount

₹

Total loan amount you want to borrow

Annual Interest Rate (%)

Current interest rate offered by your lender

Loan Tenure

Processing Fee (%)

One-time processing fee charged by the lender

Payment Frequency

Your EMI Calculation Results

Enter your loan details to calculate monthly EMI and total interest payable.

Monthly EMI Total Interest Payable Total Payment

Current Interest Rates (2025)

Home Loan8.25% - 9.50%
Car Loan8.50% - 10.50%
Personal Loan10.50% - 15.00%
Education Loan8.00% - 12.00%

Rates vary based on lender and credit profile.

EMI Planning Tips

EMI LimitMax 40-50% of income
Down PaymentHigher = Lower EMI
Tenure ChoiceShort = Low interest
PrepaymentSaves interest cost

Use this calculator to find the right loan for your needs.