SWP Calculator

Systematic Withdrawal Plan Calculator

Plan your retirement income with precision. Calculate how long your investment will last with regular withdrawals, and see the impact of market returns on your corpus.

Enter SWP Details

Fill in the details below to calculate your SWP sustainability

Enter the total corpus available for withdrawal
Amount you want to withdraw every month
%
Estimated annual return on your investment
%
Yearly increase in withdrawal amount to maintain purchasing power
%
Tax rate applicable on withdrawal amounts (LTCG/STCG)

Your SWP Calculation Results

Enter your investment details and monthly withdrawal to see how long your corpus will last.

Withdrawal Duration Total Withdrawn Amount Ending Balance

SWP Key Considerations

  • Corpus SustainabilityLonger with higher returns
  • Withdrawal RateIdeal: 4-6% p.a.
  • Inflation ImpactReduces purchasing power
  • Market VolatilityAffects corpus longevity

SWP provides regular income while keeping capital invested.

SWP vs Other Options

  • SWPRegular income, capital growth
  • Fixed DepositFixed returns, no growth
  • AnnuityGuaranteed but lower returns
  • DividendIrregular, not guaranteed

SWP offers flexibility and potential for capital appreciation.