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Savings Calculator

Recurring Deposit Calculator

Calculate the maturity amount of your recurring deposit investments with compound interest. Plan your savings goals with accurate monthly investment projections.

Enter RD Details

Fill in the fields below to calculate your RD maturity amount

₹
Amount you want to invest every month
Minimum 6 months, Maximum 120 months (10 years)
Current RD rates range from 5% to 9% typically
TDS applies if interest exceeds ₹40,000 (₹50,000 for senior citizens)

Your RD Maturity Amount

Enter your monthly deposit, tenure, and interest rate to see your maturity value and interest earned.

Maturity Amount Total Interest Earned Monthly Investment Summary

Current RD Interest Rates

  • State Bank of India6.5% - 7.25%
  • HDFC Bank6.5% - 7.25%
  • ICICI Bank6.5% - 7.25%
  • Axis Bank6.5% - 7.20%
  • Post Office RD6.7% (Quarterly)
  • Small Finance Banks7.0% - 8.0%

Rates vary by tenure and bank. Senior citizens get 0.25%-0.50% extra.

RD Key Features

  • Minimum Deposit₹100 - ₹500
  • Maximum Tenure10 Years (120 months)
  • CompoundingQuarterly (most banks)
  • Tax BenefitNo tax deduction (u/s 80C)
  • TDS Threshold₹40,000 (₹50,000 for seniors)
  • Premature WithdrawalAllowed with penalty

Compare rates across banks for better returns.