Fill in the details below to calculate your prepayment savings

Outstanding Loan Amount

₹

Current outstanding principal balance

Annual Interest Rate (%)

Current interest rate on your loan

Remaining Tenure

Remaining loan tenure

Prepayment Amount

₹

Lump sum amount you want to prepay

Prepayment Timing

When do you plan to make the prepayment?

Prepayment Option

Reduce Tenure Reduce EMI

Choose whether to reduce tenure or monthly EMI

Prepayment Penalty (%)

Penalty charged by lender for prepayment (if any)

Enter your loan details and prepayment amount to see how much you can save.

Interest Savings Reduced Tenure / EMI Prepayment Comparison

Even small prepayments can save substantial interest.

Floating rate loans usually have no prepayment penalty.

Loan Prepayment Calculator