Loan Interest Calculator

Calculate the total interest payable on your loan with precision. Compare interest costs across different principal amounts, interest rates, and tenures to make smart borrowing decisions.

Enter Loan Details

Adjust the values to calculate total interest and payment

Principal Amount (₹)

₹

₹1K ₹1Cr

Interest Rate (% p.a.)

0.1% 36%

Loan Tenure

1 yr 30 yrs

Compounding Frequency How often interest is compounded

Payment Frequency How often you make payments

Interest Type

Compound Interest Simple Interest

Your Interest Calculation Results

Fill in your loan details and click "Calculate Interest" to see the total interest, total payment, and more.

Total Interest Payable Total Payment (Principal + Interest) Monthly Payment Breakdown

What This Calculator Does

Calculates total interest
Shows total payment
Monthly/periodic payment
Compound vs Simple interest

Use this to compare different loan offers and understand the true cost of borrowing.

Interest Rate Reference

Home Loans7.5% – 10%
Personal Loans10% – 18%
Business Loans8% – 16%
Credit Cards24% – 36%

Rates are indicative and may vary by lender and credit profile.