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Loan Calculator

Loan Amortization Calculator

Get a complete amortization schedule for your loan with detailed monthly breakdowns. Track principal vs interest payments and see the full repayment journey.

Enter Loan Details

Fill in the fields below to generate your amortization schedule

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Enter the total loan amount
Annual interest rate on the loan
Total repayment period in years
First payment date will be one month from this date

Your Amortization Schedule

Enter your loan details to generate a complete amortization table with monthly breakdowns.

Monthly Payment Amount Complete Payment Schedule Principal vs Interest Breakdown

Understanding Amortization

  • DefinitionLoan repayment through regular payments
  • Early YearsHigher interest, lower principal
  • Later YearsLower interest, higher principal
  • Key BenefitPredictable payments
  • Extra PaymentsReduce tenure & interest
  • PrepaymentMay have charges

Amortization helps you understand how your loan is paid off over time.

Key Amortization Terms

  • PrincipalOriginal loan amount
  • InterestCost of borrowing
  • EMI / PaymentRegular payment amount
  • BalanceRemaining loan amount
  • TenureTotal repayment period
  • Total InterestTotal interest paid

Track your loan progress with a complete amortization schedule.