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In-Hand Salary

In-Hand Salary Calculator

Know exactly what you take home. Calculate your net in-hand salary after deductions like EPF, professional tax, income tax, and other components.

Enter Salary Details

Fill in the details below to calculate your in-hand salary

₹
Total Cost to Company per year
%
Typically 40-50% of CTC
%
House Rent Allowance - 50% of basic for metro cities
%
Remaining components after basic, HRA, and other deductions
%
Medical, travel, LTA, etc.
%
Annual performance bonus or variable pay
%
Standard is 12% of basic salary
₹
Varies by state - typically ₹200-300/month
Choose the tax regime for income tax calculation

Your In-Hand Salary Results

Enter your salary components to calculate your monthly take-home salary.

Monthly In-Hand Salary Tax Liability Salary Breakdown

Salary Components

  • Basic Salary40-50% of CTC
  • HRA50% of Basic (Metro)
  • EPF (Employee)12% of Basic
  • Professional Tax₹200-300/month

In-hand salary = CTC - all deductions

Tax Saving Tips

  • Sec 80C₹1.5L (PPF, ELSS, etc.)
  • Sec 80D₹25K - ₹50K (Health)
  • HRA ExemptionClaim rent paid
  • NPSAdditional ₹50K deduction

Choose the right regime to optimize tax.