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HRA Calculator

House Rent Allowance Calculator

Calculate your HRA exemption under the Income Tax Act, 1961. Compare the actual rent paid, 50% of salary (metro) or 40% (non-metro), and the actual HRA received — instantly.

Enter Your Details

Fill in the fields below to calculate your HRA exemption

Salary & HRA Details

₹
Basic salary + Dearness Allowance (if applicable)
₹
Actual HRA component in your salary
₹
Total rent paid during the financial year
50% of salary for metro, 40% for non-metro

Additional Information

₹
If rent is paid by your spouse or parents, enter that amount (deducted from total rent paid)
₹
Other deductions that impact your taxable income

Your HRA Exemption Results

Fill in your details and click "Calculate HRA Exemption" to see your break-up here.

Exact exemption amount Taxable HRA component Smart tax-saving insights

HRA Exemption Formula

  • Least of the following is exempt:
  • 1. Actual HRA received₹ …
  • 2. Rent paid – 10% of salary₹ …
  • 3. 50% of salary (Metro) / 40% (Non-metro)₹ …

Salary = Basic + DA (if part of salary for retirement benefits)

Important Points

  • Metro citiesMumbai, Delhi, Chennai, Kolkata
  • Non-metro citiesAll other cities
  • Rent paidExcess above 10% of salary
  • Taxable HRAHRA received – Exemption

If you live in a metro, 50% of salary; otherwise 40%.