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Car Loan EMI

Car Loan EMI Calculator

Plan your car purchase with confidence. Calculate your monthly car loan EMI, total interest payable, and total cost of your dream car.

Enter Car Loan Details

Fill in the details below to calculate your car loan EMI

₹
Total on-road price of the car including taxes
₹
Initial amount you pay upfront (typically 10-20% of car price)
₹
Auto-calculated as Car Price minus Down Payment
%
Current car loan interest rates: 7.5% - 10.5%
Car loan tenure typically 1-8 years
%
One-time processing fee charged by the lender
₹
Annual car insurance premium (if included in loan)

Your Car Loan EMI Results

Enter your car price, down payment, and loan details to calculate your monthly EMI.

Monthly EMI Total Interest Payable Total Cost of Car

Current Car Loan Rates (2025)

  • SBI Car Loan8.25% - 9.50%
  • HDFC Bank8.50% - 10.00%
  • ICICI Bank8.50% - 10.50%
  • Kotak Mahindra8.75% - 10.75%
  • Axis Bank8.50% - 10.50%

Rates vary based on CIBIL score and loan amount.

Car Buying Tips

  • Down PaymentHigher = Lower EMI
  • CIBIL Score750+ for best rates
  • Tenure Choice3-5 years is ideal
  • Compare OffersCheck multiple banks

EMI should ideally not exceed 20-30% of monthly income.